I figured it out
From the info I got in the forums, I took a very complicated way to change my rules page. I went into the admin > components > com_fireboard > language > english.php and actually changed that file by adding html code. I thought I would have to do something similar to create a custom Help page.
It turns out all I had to do for both was create articles in Joomla and set the "Help Content ID" and "Rules Content ID" in the Fireboard Configuration to those article's ID.
Duhhhh....yeah, I should have probably been able to figure that out by myself, but without any documenation I wasted a day on it...live and learn I guess. I just hope this post helps someone down the road.
Peace:.